Oracle Banking Cash Management Cloud Service

Comprehensive collections

Minimize float time with comprehensive collections management capabilities, including check collections. Collections are possible from customer-specific pickup points as well.

Flexibility

Great flexibility is available to accommodate any kind of scenario where one can pool credits, advance future credits, and postpone current credits.

Artificial intelligence

Ensure faster settlements with superior AI-enabled invoice management. After reading the invoice—a task supported by machine learning—reconciliation is automated. Unreconciled invoices can also be manually reconciled.

Automated reconciliation

Reduce costs and errors with automated reconciliation based on predefined rules.

Manual reconciliation

Manual reconciliation is available for unreconciled invoices, which can be identified and completed through dashboards.

De-reconciliation

Manual de-reconciliation is available for both automatically and manually reconciled invoices.

Many-to-many reconciliation

Reconciliation can be for one or multiple payments against one or multiple invoices.

Aging

A dashboard to check the aging of account receivables, showing the percentage of unpaid invoices either overdue or near due.

Receivables

A dashboard to show the percentage of receivables overdue, outstanding, and paid, among other details.

Payer’s health

A dashboard to showcase the percentage of payers who paid in advance or on time as well as those who have defaulted.

Collections and returns

A dashboard to track the percentage of collections and returns across a variety of payment methods.

Future-proof solution

The solution is always up to date with short release cycles and automatic upgrades, freeing our customers to focus on business innovation. Oracle's cloud native environment ensures a frictionless experience through automated provisioning and out-of-the-box interfaces.

Minimal failures

Continuous regeneration ensures optimal service levels and minimizes the number of failures. The solution also automatically monitors the environment, providing insights that help prevent failure of service—whether manual or rule-based.

Highly scalable

Oracle's cloud native environment offers automatic provisioning of additional infrastructure to support an immediate rise in demand. With a complete Oracle stack, there are no capacity constraints. Banks can use pay-per-use facilities, helping them optimize OpEx and minimize CapEx.

Readily available

Cash Management Cloud Service is deployed on multiple availability domains with automatic switchover, same-region disaster recovery, and continuous regeneration of services. The solution optimizes resources based on several factors, providing better reliability, visibility, and control.