VPAT® Version 2.3 - April 2019
OFS Regulatory Reporting Datasets and Governance for Asia Pacific and Middle East Jurisdictions (OFS REG REP APME) offers regulatory reporting solutions for the Financial Institutions (FIs) in India, Australia, and Singapore.
Additionally, multi-jurisdiction institutions, using these integrated tools, are now able to establish a global regulatory report production platform integrated with a single source of truth and full data lineage no matter where they are situated or how many jurisdictions, they operate in. The OFSAA Data Foundation has all the detailed granular data which are used to aggregate and populate the report cells. This enables seamless drill-down and lineage from cell-level information to the source where the granular data was made available. The standardized classification rules used to derive the aggregated and calculated data is clearly visible.
Oracle Financial Services Regulatory Reporting for Reserve Bank of India –Lombard Risk Integration Pack (OFS REG REP RBI) helps the banks to comply with various guidelines issued by RBI, including BCBS 239 regulations. It provides integrating risk data reporting systems and enhances the accuracy of reporting in banks. OFS Risk Regulatory Reporting (REG REP) Solution helps in achieving the objectives by enabling preset steps based on the generalization of a set of solutions. This is made possible by Providing centralized data storage for risk data through relevant subject areas of Financial Services Data Foundation (FSDF). Interfacing with a third-party reporting tool such as Lombard Risk Reporter Portal to build necessary template reports to meet the regulatory expectations.
The OFS REG REP US FED solution enables financial services organizations to manage and execute regulatory reporting in a single integrated environment. It automates end-to-end processes from data capture through submission with industry-leading solutions. It leverages Oracle Financial Services Analytical Application (OFSAA) and Oracle Financial Services Data Foundation (OFSDF) for managing analytical application data. The AgileREPORTER in Regulatory Reporting (REG REP) Solution enables firms to automate the final mile of the reporting process. It provides pre-built integration to Lombard Risk Reporting, eliminating the need for further manual intervention. The solution ensures data integrity allowing banks to focus more time on analyzing and gaining new business insight from their growing stores of data instead of preparing data and reports with the sole objective of meeting submission deadlines.
With the onset of regulatory requirements from a variety of regulators around the globe, financial institutions are struggling to keep up with the constantly changing regulatory environment and the regulators themselves are finding it difficult to analyze a pile of reports. In turn, the European Banking Authority (EBA) introduced a common standard of reporting: one for Financial Reporting (FINREP) and one for Common Reporting (COREP). The two standards use a very structured way of gathering data, and also introduced the Data Point Model (DPM) along with the relational database to provide standard meaning to all reporting elements.
On the lines of common reporting requirements as stipulated by the EBA, the European Central Bank (ECB) also came out to collect detailed credit risk data of Non-Natural Persons in a harmonized manner. ECB issued a regulation on May 18, 2016, widely known as AnaCredit (Analytical Credit Dataset) Regulation, to collect granular credit and credit risk data with effect from reporting date September 30, 2018.
While on one hand, ECB ensures to harmonize reporting requirements and implementation practices, on the other hand, it gives discretionary powers to the National Central Banks (NCBs) either to collect additional data or to provide derogations for small resident reporting agents.
This solution addresses the reporting requirements of both the regulators, EBA, and ECB. Also, it addresses the reporting requirements concerning AnaCredit as laid down by the Central Bank of Malta (CBM).
This solution enables financial services organizations to manage and execute regulatory reporting in a single integrated environment. It automates end-to-end processes from data capture through submission with industry-leading solutions. It leverages Oracle Financial Services Analytical Application (OFSAA) and Oracle Financial Services Data Foundation (OFSDF) for managing analytical application data.
This product interacts with or is built with the other Oracle products listedin this section. Click below to view information about the accessibility ofthese dependent products. Products listed are the versions available at thetime of publication of this document; newer documents may be available that supersedethese versions.
Oracle's policy is to design, develop and test both products and documentation to be accessible. The recommended styles of testing for accessibility include: (i) algorithmic automated tests, (ii) human judgement tests such as tool-assisted tests, visual inspection and manual operation, and (iii) testing with assistive technology by people with and without disabilities. Additional information about Oracle's accessibility program is available on http://www.oracle.com/corporate/accessibility/index.html
This report covers the degree of conformance for the following accessibility standard/guideline:
Standard/Guideline | Included In Report |
---|---|
Web Content Accessibility Guidelines 2.1 | Level A - Yes Level AA - Yes Level AAA - No |
Revised Section 508 standards published January 18, 2017 and corrected January 22, 2018 | Yes |
The terms used in the Conformance Level information are defined as follows:
Table 1 also documents conformance with:
Note: When reporting on conformance with the WCAG 2.1 Success Criteria, they are scoped for full pages, complete processes, and accessibility-supported ways of using technology as documented in the WCAG 2.1 Conformance Requirements.
Criteria | Conformance Level | Remarks and Explanations |
---|---|---|
1.1.1 Non-text Content (Level A) | Supports | The product and documentation were tested for:
|
1.2.1 Audio-only and Video-only (Prerecorded) (Level A) | Not Applicable | The product has no multimedia. |
1.2.2 Captions (Prerecorded) (Level A) | Not Applicable | The product has no multimedia. |
1.2.3 Audio Description or Media Alternative (Prerecorded) (Level A) | Not Applicable | The product has no multimedia. |
1.2.4 Captions (Live) (Level AA) | Not Applicable | The product has no multimedia. |
1.2.5 Audio Description (Prerecorded) (Level AA) | Not Applicable | The product has no multimedia. |
1.3.1 Info and Relationships (Level A) | Supports | The product and documentation were tested for:
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1.3.2 Meaningful Sequence(Level A) | Supports | The product and documentation were tested for:
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1.3.3 Sensory Characteristics(Level A) | Supports | The product and documentation were tested for:
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1.3.4 Orientation (Level AA) | Supports | The product and documentation were tested for:
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1.3.5 Identify Input Purpose (Level AA) | Supports | The product and documentation were tested for:
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1.4.1 Use of Color(Level A) | Supports | The product and documentation were tested for:
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1.4.2 Audio Control(Level A) | Not Applicable | The product has no multimedia. |
1.4.3 Contrast (Minimum) (Level AA) | Supports | The product and documentation were tested for:
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1.4.4 Resize text(Level AA) | Supports | The product and documentation were tested for:
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1.4.5 Images of Text(Level AA) | Supports | The product and documentation were tested for:
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1.4.10 Reflow (Level AA) | Supports | The product and documentation were tested for:
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1.4.11 Non-text Contrast (Level AA) | Supports | The product and documentation were tested for:
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1.4.12 Text Spacing (Level AA) | Supports | The product and documentation were tested for:
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1.4.13 Content on Hover or Focus (Level AA) | Supports | The product and documentation were tested for:
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2.1.1 Keyboard(Level A) | Supports | The product and documentation were tested for:
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2.1.2 No Keyboard Trap (Level A) | Supports | The product and documentation were tested for:
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2.1.4 Character Key Shortcuts (Level A) | Supports | The product and documentation were tested for:
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2.2.1 Timing Adjustable(Level A) | Supports | The product and documentation were tested for:
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2.2.2 Pause, Stop, Hide (Level A) | Supports | The product and documentation were tested for:
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2.3.1 Three Flashes or Below Threshold(Level A) | Supports | The product and documentation were tested for:
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2.4.1 Bypass Blocks(Level A) | Supports | The product and documentation were tested for:
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2.4.2 Page Titled(Level A) | Supports | The product and documentation were tested for:
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2.4.3 Focus Order(Level A) | Supports | The product and documentation were tested for:
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2.4.4 Link Purpose (In Context)(Level A) | Supports | The product and documentation were tested for:
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2.4.5 Multiple Ways(Level AA) | Supports | The product and documentation were tested for:
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2.4.6 Headings and Labels(Level AA) | Supports | The product and documentation were tested for:
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2.4.7 Focus Visible(Level AA) | Supports | The product and documentation were tested for:
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2.5.1 Pointer Gestures (Level A) | Supports | The product and documentation were tested for:
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2.5.2 Pointer Cancellation (Level A) | Supports | The product and documentation were tested for:
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2.5.3 Label in Name (Level A) | Supports | The product and documentation were tested for:
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2.5.4 Motion Actuation (Level A) | Supports | The product and documentation were tested for
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3.1.1 Language of Page(Level A) | Supports | The product and documentation were tested for:
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3.1.2 Language of Parts(Level AA) | Supports | The product and documentation were tested for:
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3.2.1 On Focus(Level A) | Supports | The product and documentation were tested for:
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3.2.2 On Input(Level A) | Supports | The product and documentation were tested for:
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3.2.3 Consistent Navigation(Level AA) | Supports | The product and documentation were tested for:
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3.2.4 Consistent Identification(Level AA) | Supports | The product and documentation were tested for:
Exception:
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3.3.1 Error Identification(Level A) | Supports | The product and documentation were tested for:
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3.3.2 Labels or Instructions (Level A) | Supports | The product and documentation were tested for:
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3.3.3 Error Suggestion (Level AA) | Supports | The product and documentation were tested for:
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3.3.4 Error Prevention (Legal, Financial, Data)(Level AA) | Supports | The product and documentation were tested for:
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4.1.1 Parsing(Level A) | Supports | The product and documentation were tested for:
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4.1.2 Name, Role, Value (Level A) | Supports | The product and documentation were tested for:
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4.1.3 Status Messages (Level AA) | Supports | The product and documentation were tested for:
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Criteria | Conformance Level | Remarks and Explanations |
---|---|---|
302.1 Without Vision | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
302.2 With Limited Vision | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
302.3 Without Perception of Color | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
302.4 Without Hearing | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
302.5 With Limited Hearing | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
302.6 Without Speech | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
302.7 With Limited Manipulation | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
302.8 With Limited Reach and Strength | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
302.9 With Limited Language, Cognitive, and Learning Abilities | Not Applicable | The product does not rely on equivalent functionality, and all aspects are addressed by the technical standards. |
These criteria are all Not Applicable because the product is not Hardware
Criteria | Conformance Level | Remarks and Explanations |
---|---|---|
501.1 Scope - Incorporation of WCAG 2.0 AA | Supports | See the responses in the WCAG 2.0 section of this report. |
 502 Interoperability with Assistive Technology | Heading cell - no response required | Heading cell - no response required |
502.2.1 User Control of Accessibility Features | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.2.2 No Disruption of Accessibility Features | Not Applicable | The product is designed to be isolated from the underlying platform. |
 502.3 Accessibility Services | Heading cell - no response required | Heading cell - no response required |
502.3.1 Object Information | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.2 Modification of Object Information | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.3 Row, Column, and Headers | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.4 Values | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.5 Modification of Values | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.6 Label Relationships | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.7 Hierarchical Relationships | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.8 Text | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.9 Modification of Text | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.10 List of Actions | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.11 Actions on Objects | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.12 Focus Cursor | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.13 Modification of Focus Cursor | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.3.14 Event Notification | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
502.4 Platform Accessibility Features | Not Applicable | The product is not a platform or does not have access to platform accessibility features. |
 503 Applications | Heading cell - no response required | Heading cell - no response required |
503.2 User Preferences | Not Applicable | The product is designed to be isolated from the underlying platform. |
503.3 Alternative User Interfaces | Not Applicable | The product does not have assistive technology features. |
 503.4 User Controls for Captions and Audio Description | Heading cell - no response required | Heading cell - no response required |
503.4.1 Caption Controls | Not Applicable | The product has no multimedia. |
503.4.2 Audio Description Controls | Not Applicable | The product has no multimedia. |
 504 Authoring Tools | Heading cell - no response required | Heading cell - no response required |
504.2 Content Creation or Editing | Not Applicable | The product is not an authoring tool. |
504.2.1 Preservation of Information Provided for Accessibility in Format Conversion | Not Applicable | The product is not an authoring tool. |
504.2.2 PDF Export | Not Applicable | The product is not an authoring tool. |
504.3 Prompts | Not Applicable | The product is not an authoring tool. |
504.4 Templates | Not Applicable | The product is not an authoring tool. |
Criteria | Conformance Level | Remarks and Explanations |
---|---|---|
 602 Support Documentation | Heading cell - no response required | Heading cell - no response required |
602.2 Accessibility and Compatibility Features | Supports | The product documentation describes:
Accessibility related documentation can be found in the topic titled "Accessibility" by either clicking Accessibility link on the product Help's Home Page or by clicking the Introduction link and then clicking the Accessibility link in the product Help menu. |
602.3 Scope - Incorporation of WCAG 2.0 AA | Supports | See the responses in the WCAG 2.0 section of this report. |
602.4 Alternate Formats for Non-Electronic Support Documentation | Not Applicable | The Product has Electronic Documentation. |
 603 Support Services | Heading cell - no response required | Heading cell - no response required |
603.2 Information on Accessibility and Compatibility Features | Supports | Oracle Global Customer Support can provide information about accessibility features of the product. |
603.3 Accommodation of Communication Needs | Supports | Oracle customers have access to electronic support through My Oracle Support or by calling Oracle Support at 1.800.223.1711. Hearing-impaired customers in the U.S. who wish to speak to an Oracle Support representative may use a telecommunications relay service (TRS). Information about the TRS is available at http://www.fcc.gov/cgb/consumerfacts/trs.html, and a list of telephone numbers is available at https://www.fcc.gov/general/telecommunications-relay-services-directory. International hearing-impaired customers should use the TRS at +1.605.224.1837. An Oracle Support engineer will respond to technical issues according to the standard service request process. |
The information above describes this product's ability to support the applicableStandards/Guidelines, subject to Oracle's interpretation of those standards(available at https://www.oracle.com/corporate/accessibility/policy.html#standards-tab) and the remarks in this document. For more information regarding the accessibility status of this product or other Oracle products, see http://www.oracle.com/corporate/accessibility or contact: accessible_ww@oracle.com.
This document is provided for information purposes only and the contents hereof are subject to change without notice. Oracle Corporation does not warrant that this document is error free, nor does it provide any other warranties or conditions, whether expressed orally or implied in law, including implied warranties and conditions of merchantability or fitness for a particular purpose. Oracle Corporation specifically disclaims any liability with respect to this document and no contractual obligations are formed either directly or indirectly by this document. Oracle further makes no representation concerning the ability of assistive technologies or other products to interoperate with Oracle products. This document addresses the named product(s) only and not prerequisite products for which Oracle supplies restricted use licenses.