Oracle FLEXCUBE
Transform banking operations across retail, corporate, SME, Islamic banking, microfinance, and specialized financial institutions. Oracle FLEXCUBE helps banks jump-start digital transformation so they can stay relevant, competitive, and compliant in the fast-evolving banking industry.
Accelerate digital transformation and prepare for what’s next in banking.
Explore Oracle FLEXCUBE solutions for banking
Universal banking
Enhance and optimize back-office operations to transform and scale universal banking operations.
Product flexibility
Launch and manage a wide range of tailor-made products and offerings, and scale expansion efficiently.
Business agility
Quickly adapt operations to meet evolving customer needs, business requirements, and regulations.
Enhanced connectivity
Easily partner and participate in ecosystems to build and extend innovative products and services.
Optimized operations
Operate efficiently at scale, and leverage deployment and operational flexibility.
Enhance customer acquisition and elevate engagement
Deliver fast, frictionless, and engaging experiences across retail banking product lifecycles.
Frictionless originations
Easily onboard new customers and offer convenient and personalized product originations.
Rapid decision-making
Accelerate credit decisions for lending product originations, and speed up time to decision and approval.
Elevated engagement
Progressively shift from transaction-focused servicing to a relationship and advisory-based engagement.
Customer 360
Build a complete 360-degree view of the customer to drive personalized and contextual engagement.
Optimized payments
Offer immediate, secure payment services across diverse networks and platforms.
Improved financing, visibility, and operations
Efficiently address the diverse and evolving financial needs of a range of customers, from SMEs to large corporations.
Streamlined credit
Streamline the corporate lending lifecycle, from origination to credit and collateral management, syndication, and more.
Real-time visibility
Enhance working capital management with improved visibility and control of cash and liquidity positions.
Enhanced financing
Offer comprehensive financing for trade and supply chains and optimize working capital.
Streamlined treasury operations
Centralize and optimize post-trade operations for investment management and capital markets.
Optimized payments
Enhance visibility, processing, and reconciliation of payments in real time.
Sharia-compliant Islamic banking
Facilitate and streamline Sharia-compliant banking operations with comprehensive product and operational capabilities.
Extensive Sharia-compliant offering portfolio
Roll out extensive Sharia-compliant Islamic banking offerings that meet AAOIFI requirements.
Islamic retail banking
Offer personalized and tailor-made Sharia-compliant retail banking products, services, and experiences.
Islamic corporate banking
Deliver compelling Sharia-compliant corporate banking product offerings, including Islamic trade finance and Islamic investments.
Agile microfinance
Streamline product definition and distribution while improving risk insight and reporting capabilities with solutions customized for microfinance.
Dedicated product portfolio
Leverage dedicated products and processes geared to meet unique microfinance customer requirements.
Tailored distribution and administration
Overcome distribution and administration challenges with tailor-made capabilities and processes.
Efficient operations
Improve microfinance business economics with streamlined processing and operational flexibility.
MKB Bank, Hungary, modernized its entire IT architecture and systems infrastructure with Oracle FLEXCUBE to drive fully digital customer experiences.
Key benefits of Oracle FLEXCUBE
01Enhance business agility
Accelerate go to market across multiple banking business lines, such as retail banking, Islamic banking, and microfinance. Scale operations efficiently as business lines grow.
02Drive operational efficiency
Improve operations and lower costs with prebuilt and streamlined workflows, machine-learning—driven insights, and intelligent automation. Leverage flexible deployment options and operating models.
Find resources and more
Oracle Named a Leader in 2022 Gartner® Magic Quadrant™ for Global Retail Core Banking
Oracle has been recognized as a top core banking platform provider by Gartner with its complete retail banking solution suite that provides next-evolution capabilities from a modern core to comprehensive business processes to an intuitive and engaging digital experience.
Oracle Financial Services Documentation
Oracle offers a wide range of documentation and tutorials that will help you learn more about Oracle FLEXCUBE. You can find all of these resources and more in the Oracle Help Center.
Oracle Communities
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