Payment processing for restaurants

Improve speed and service with Oracle Simphony mobile order and pay

Tight labor conditions can put a real strain on your ability to keep customers happy. The more guests a server can engage, the more orders and payments they can route. With a robust POS in the hands of every server, your operations will be faster and more efficient—no matter where you interact with your customers.

Offer contactless payment and control costs

Giving customers a choice in how they want to pay can mean large swings in payment processing costs. With Oracle, your customers can pay with debit or credit cards, Apple Pay, Samsung Pay, or Google Pay—and you never pay extra. Whether you’re accepting payment at the table or curbside, just flip our mobile order and pay solution to guest mode and allow customers to dip, swipe, or tap to capture payment and signature.

Fixed payment processing fees

While an interchange-plus model may sound like a low-cost option, it introduces card-processing fee uncertainties. Depending on the card type used, interchange fees can be higher than expected—some in excess of 3%

With our fixed rate model, Oracle assumes the risk of fee fluctuations and gives you reliable payment processing costs. Our standard rates are transparent and very competitive.

Manage your restaurant online

Running a restaurant is a 24/7 job, but we all need work-life balance. With Simphony POS and Oracle's payment processing cloud service, you can see every sale—from checkout to bank account—on your mobile device. So go to the gym or the soccer game…we've got you covered.

One support line for everything

With Simphony and Oracle Payment Processing Cloud Service, you have a single line of support for your entire restaurant operation, from setting up your menu to getting funds in your bank account.

Never play phone tag with your payment processor or POS again.

Get all your restaurant data on a single reporting and analytics dashboard

Oracle Payment Cloud Service is integrated out of the box with Simphony POS so all your transactions, roundtrip payment data, and associated costs are in a single restaurant analytics dashboard.

This means front-of-house managers and the back-office team are in alignment regarding sales and bank deposits (settlements) and profits.

Streamline payments across all channels with Oracle Checkout

Oracle Checkout provides brands with a complete payments solution across its in-store and ecommerce channels, offering cost transparency, consistency, and data integrity. The plug-in easily integrates into third-party applications, such as websites, mobile apps, and third-party aggregators, creating a single solution for Oracle Payments customers that handles the entire lifecycle, from payment to merchant reconciliation.