Oracle Banking Origination Cloud Service
Oracle Banking Origination Cloud Service helps reimagine originations by driving a personalized, consistent, and frictionless experience with the customer at the center. A modern SaaS solution, its intuitive workflows, streamlined processes, and automated decisioning and pricing help bankers provide tailored onboarding and originations for customers, accounts, deposits, and loans with speed and transparency, delivering instant gratification for customers.
Begin to simplify and automate loan originations.
Explore Oracle Banking Origination Cloud Service’s features
Shopping cart experience
Leverage flexible workflows and an intuitive shopping cart experience to streamline assisted originations.
Dynamic catalogs
Use dynamic and easy-to-manage product catalogs to deliver informative product deep dives and comparisons.
Product bundles
Originate multiple products, and offer tailored product bundles to customers.
Personalized engagement
Utilize built-in capabilities to offer instant account opening, accelerate originations, and make personalized offers.
Data management
Benefit from contextual checks and integration with content management systems for streamlined storage and retrieval.
Application tracking
Use real-time application tracking and SLAs to improve transparency in the originations process.
Task management
Leverage checklists, clarification mechanisms, and rapid search and execution to streamline task and approval management.
Configurability
Easily configure workflows and processes with user-friendly building blocks to tailor and streamline operations.
Credit decisions
Leverage a credit decision and pricing engine that provides credit assessment decisions based on configurable scoring models. Enhance decision accuracy with external data from credit bureaus.
Tailored pricing
Use the credit decision and pricing engine to tailor interest rates and service fees based on relationships and promotions.
Customer 360 banking solutions
Incorporate comprehensive, 360-degree customer views to drive personalized, focused approval processes.
Enhanced customer views
Drive enhanced insights such as household views and balances with actionable alerts to broaden and deepen relationships with customized offers.
SaaS banking solution
Decrease time to market with rapid provisioning, and lower up-front costs with a pay-as-you-go model.
Public cloud
Host the application on Oracle Cloud or any public cloud.
On-premises
Host the application in your own data center.
Why choose Oracle’s Banking Origination Cloud Service?
01Improve stickiness and reduce abandonment
Re-examine point of sale engagement and focus on the entire originations journey to minimize costly abandonment and improve customer stickiness.
02Tailor engagement and optimize operations
Tailor customer engagement with personalized offers while optimizing operations with straight-through processing and automated decisioning.
03 Improve cross-selling and upselling and increase customer lifetime value
Drive contextual and tailored cross-selling and upselling to increase sales and drive higher customer lifetime value.
Find resources and more
Oracle Named a Leader in 2022 Gartner® Magic Quadrant™ for Global Retail Core Banking
Explore how our execution and vision helped us earn a Leader position.
Financial services documentation
Oracle offers a wide range of documentation and tutorials that will help you learn more about Oracle Banking Platform. You'll find all these resources and more in the Oracle Help Center.
Oracle communities
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