Oracle Banking Supply Chain Finance Cloud Service

All-in-one supply chain finance operations

• Wide range of supply chain finance techniques
• On-the-fly product configuration
• Flexible, automated workflows
• Easy integration to third-party services

Business value—driven by data

• Real-time analytics and monitoring dashboards
• Real-time status updates and alert notifications
• Email and SMS notifications and customized reports

Enhanced operations and reduced costs

• Complete automation and straight-through processing (STP) of disbursement and liquidation processes
• Preconfigured for best practices

Superior omnichannel experience

• Self-service capabilities when paired with Oracle Banking Digital Experience
• Web-based portal access for business partners
• Streamlined, intuitive user interface

High configurability

• On-the-fly product creation reduces time to market
• Highly configurable workflow

Counterparty onboarding

• Hassle-free and seamless self-onboarding of counterparties (customer’s suppliers or buyers) with end-to-end support for all stages of the onboarding process

Complete automation

• Parameterized automated funding disbursement and repayment handling to enhance operational capabilities and efficiencies
• Automated capture of scanned invoices lets you replace paper-based documents with e-documents, resulting in low transaction costs and paper-free processing

Robust technology

• Ease of integration supports RESTful services that can easily integrate with other applications within your bank’s ecosystem

Invoice and PO lifecycle management

• Automatic data capture from scanned invoices reduces manual effort and saves time
• Manual enrichment/correction of data further trains the machine learning model
• Invoice amendment
• Auto/manual acceptance of invoices
• Invoice dispute management and payments

Smart reconciliations

• User-defined rules for reconciliation
• Multiple reconciliation options: one-many, many-one, etc.
• Invoice-payment and finance-payment reconciliation
• Reconciliation based on rules, such as FIFO, LIFO, etc.
• Automatic settlement of a finance transaction

Risk control

• Automated credit checks
• Invoice duplication checks
• Finance eligibility checks
• Dispute management
• Exception handling through workflow

Monitoring and tracking

• Supports various limit types, including credit cover, concentrate, advance payment, invoice, finance, recourse, and more
• Pool-based limits definition for effective limit utilization
• Configurable dashboards, reports, and analytics for real-time exposure tracking and monitoring

Microservices architecture

• Open standard microservices architecture
• API-first interoperability
• Extensible and prebuilt platform
• Scalable and resilient
• Continuous deployment and continuous integration
• Up and running in minutes—from anywhere—with minimal costs

Smart operations

• Workflow-based transaction management
• Single window processing: limits and interest
• Natural language processing and machine learning for data extraction
• Automated disbursements and settlements
• Persona-centric dashboards for bank users
• Intelligent approvals through management by exception