Oracle FLEXCUBE for Microfinance
Enhance business agility and optimize operations to drive next-generation microfinance. Oracle FLEXCUBE for Microfinance provides firms with a flexible environment that improves distribution, offers faster product definition, and leverages better risk insight and reporting capabilities.
Turn the challenges of microfinance into opportunities.
Explore Oracle FLEXCUBE for Microfinance
Microfinance-specific lending and deposits
Serve microfinance markets more effectively with dedicated products and processes geared to meet unique customer requirements.
Disbursement and repayments
Streamline loan disbursement and effectively track repayments with collection sheets.
Enhanced collections
Augment the tracking of nonperforming assets with status tracking and group level tracking.
Improved risk management
Address a lack of collateral and credit history effectively with comprehensive reports and insights.
Distribution and administration tailored for microfinance
Overcome traditional distribution and administration challenges with tailor-made capabilities and processes.
Effective distribution
Superior meeting management for better customer servicing. Leverage effective group management to serve self-help groups.
Flexible administration
Improve engagement with online and offline transaction support facility for field staff. Leverage support for low bandwidth operations.
Tailored processes
Leverage tailored workflows for center creation, group creation, customer account creation, and loan creation.
Efficient microfinance operations
Optimize operations to improve business economics of low-value transactions and smaller customer lifetime values.
Streamlined transaction processing
Reduced time for OLTP transaction through fast accounting. Bulk transactions upload and authorizations.
Accelerated operationalization
Leverage accelerator pack to save time and cost. Drive seamless integration with third-party/partner solutions.
Flexibility and scalability
Take advantage of flexible deployment and business models. Scale easily as the business grows.
Key benefits
01Drive business agility
Accelerate time-to-market and tap new microfinance business opportunities with tailored products and distribution. Expand offerings and target new segments effectively and efficiently.
02Enhance operational efficiency
Optimize operations and lower costs with flexible and scalable capabilities. Leverage multiple deployment options, seamless integrations with partners, and efficient scalability.
03Leverage the cloud
Leverage Oracle FLEXCUBE for Microfinance on Oracle Cloud Infrastructure and take advantage of lower operating costs, enhanced availability, and security.
Find resources and more
Oracle Named a Leader in 2022 Gartner® Magic Quadrant™ for Global Retail Core Banking
Oracle has been recognized as a top core banking platform provider by Gartner with its complete retail banking solution suite that provides next-evolution capabilities from a modern core to comprehensive business processes to an intuitive and engaging digital experience.
Financial Services Documentation
Oracle offers a wide range of documentation and tutorials that will help you learn more about Oracle FLEXCUBE Universal Banking. You'll find all of these resources and more in the Oracle Help Center.
Oracle Communities
Get and share information, questions, and comments about the latest technologies.
Related banking products
Oracle FLEXCUBE Universal Banking
Accelerate business agility, streamline connectivity and optimize operations
Oracle Banking Digital Experience
Offer engaging digital customer experiences across channels
Oracle Banking Origination
Deliver streamlined, frictionless onboarding and originations
Oracle Banking Branch
Transform branch engagement and deepen customer relationships
Get started with Oracle FLEXCUBE for Microfinance
Watch our webcasts
Discover live and on-demand webcasts that explore financial services topics in depth.
Subscribe
Keep up with the latest trends across the financial services landscape.
Contact sales
Talk to a team member about Oracle solutions for financial services.