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  3. Financial Services

Financial Services Cloud Infrastructure

Driven by new competition, changing business models, mounting regulation and compliance pressures, as well as disruptive technologies, financial services leaders are using the cloud to increase profitability and improve customer experience. Cloud native capabilities powered by AI and machine learning are accelerating development of hyperpersonalized digital banking services.

Multicloud in the Mainstream
S&P Global survey, 2023

451 Research, part of S&P Global Market Intelligence, conducted a global survey with more than 1,500 respondents. Read the report today to get more industry insights and see how your industry stacks up.

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The foundations of digital financial services

Oracle and The Banker sat down for a masterclass mini series on how banks can use data lakes and cloud technology to offer customers a smarter, more efficient and more secure experience.

Improve performance and cut costs for diverse applications and workloads

Migrate mission-critical Oracle Applications to Oracle Cloud to gain operational improvements

Rapidly deploy the entire suite of Oracle’s banking products and risk and finance applications on Oracle Cloud Infrastructure (OCI), thanks to exclusive, automated migration configurations that match current on-premises architecture designs.

Explore Why Oracle Apps Run Best on Oracle Cloud

Modernize your data platform strategy for improved performance and cut database operational costs

Oracle Exadata Cloud Service delivers breakthrough performance, scale, elasticity, and economics for your data base workloads. Run in the public cloud or in your data center with Cloud@Customer solutions that allow you to meet data sovereignty security and latency concerns.

Explore Oracle Exadata Cloud@Customer

Meet regulatory requirements and drive more innovation with hybrid cloud strategies

Bring cloud capabilities to your core platforms while complying with data residency and security constraints. Use Oracle Cloud services in your data center behind your firewall, close to your critical applications. Or run your workloads in 29 available global regions to support in-country disaster recovery.

Explore Oracle Hybrid Cloud

Solve complex technical problems faster with high-performance computing

Financial applications, including trading applications, require high-performance, low-latency infrastructure for consistent, low jitter performance. Oracle Cloud Infrastructure offers high-frequency processors, fast and dense local storage, and the lowest latency network. Supplement or migrate away from capital intensive on-premises systems.

Explore High Performance Computing

Transform data into winning insights for your line of business

Oracle Analytics uses embedded machine learning and artificial intelligence to analyze data from across disparate data sources such as MySQL, OSS DB’s, Oracle Autonomous Database, and Oracle Exadata, so you can make smarter predictions and intelligent decisions.

Explore OCI Analytics

Build new banking applications to improve customer experience

Orchestrate engaging customer experiences by developing your next-generation financial services applications on Oracle Cloud Infrastructure (OC)I. Cloud native services empower modern application development using technologies such as Kubernetes, Docker, serverless, functions, API’s, and Kafka.

Learn more about Oracle Cloud Native

“Built in our own data center, [Dedicated Region Cloud@Customer] enables us to not only provide SOC2 reports based on Japanese security standards in financial industries, but it also allows us to access broader cloud services and tools provided by Oracle and further increase our business value for our customers.”

Tomoshiro Takemoto

Senior Corporate Managing Director, Nomura Research Institute (NRI)

Use cases

Risk calculation and regulatory reporting

In today's unprecedented times of uncertainty, financial institutions require a better understanding of their risk/return while strengthening competitive advantage and delivering long-term customer value. A data lakehouse enables financial institutions to use industry-leading analytical methods that enhance integrated risk management, performance management, customer insight, and compliance management.

Image showing 3 columns. Data Sources: Data from both structured and unstructured sources such as systems of record, vendor data, and ATMs. Modern Data Platform: Curate enterprise system data and real-time streaming feeds. Apply Monte Carlo and other quantitative risk analysis methods to simulate a range of scenarios with different outcomes and probabilities. Monitor performance metrics with anomaly detection to spot non-compliance. Risk & Regulatory Reporting: Improve profitability, ensure compliance, and reduce cost of risk. Meet emerging environmental, social, and governance disclosure requirements.
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Augment existing financial crime and compliance with next-generation analytics

Use a data lakehouse to take a consolidated approach to financial crime investigations across various detection systems. Adapt quickly to changing patterns of financial crime by discovering and modeling new criminal behavior patterns beyond rules-based approaches.

Image showing 3 columns. Data Sources: Fraud detection and reporting requires looking at data across products, markets, and geographies to identify relationships & patterns. Modern Data Platform: For real-time fraud detection, data is ingested using streaming service with streaming analytics to generate immediate actions. Anomaly detection identifies multiple types of fraud by utilizing historical data and building appropriate anomaly detection models. Fraud Detection & AML: Prevent real-time fraud and streamline investigations which drive increased profitability while ensuring compliance.
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Understand each customer to orchestrate hyperpersonalized experiences in real time

Customers expect financial services institutions to deliver an experience aligned with their needs and preferences. Unlock more insights to make better and faster content recommendations using a lakehouse and machine learning.

Image showing 3 columns. Data Sources: Partial views of customer from disparate silos such as media & communications, marketing & CRM, and customer services systems. Modern Data Platform: Consolidate, curate, and enrich data from multiple disparate sources. Data ingested includes streaming service with streaming analytics to generate action immediately. Create unified holistic profiles of customers. Customer Experience: New revenue streams and improved profitability by orchestrating consistent and engaging customer experiences--while detecting signals of churn and redirect risk.
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Deploy Oracle Financial Crime and Compliance Management on OCI

Provide management insights across the spectrum of anti–financial crime use cases, from customer due diligence to transaction monitoring and investigations.

Accelerate time to market and improve visibility

Combine an industry proven data model with a set of management and infrastructure tools to manage your analytics life cycle from sourcing to reporting and business intelligence using a unified and consistent platform.

Discover how Oracle can help with your Financial Services needs today

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Build, test, and deploy applications on Oracle Cloud – for free

Learn how Oracle Cloud Lift Services can help

Oracle Cloud Lift Services provide guidance from cloud engineers on planning, architecting, prototyping, and managing cloud migrations.

Discover Oracle Support Rewards

With Oracle Support Rewards, the more that you use Oracle Cloud Infrastructure (OCI), the more you save. Customers earn $0.25 to $0.33 in rewards for every $1 spent on OCI.

Connect with us to learn more

Let’s discuss your specific requirements and the OCI resources we can leverage to help.

How our customers experience Oracle Cloud

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Find resources and more

Limitless elasticity

Oracle Exadata Cloud Service X8M brings leading elasticity to enterprise needs.

Supplement capital intensive, on-premises systems with Oracle Cloud HPC solutions

As more major UK banks move to the cloud, consultancy BJSS migrates on-premises financial trading systems in less than a week on Oracle Cloud Infrastructure versus months traditionally, and with a 5X increase in high-performance computing speed.

Simplify your migration to the cloud

The Oracle Architecture Center provides the platform topology and recommendations for best practices including availability, performance, security, and costs. Create the infrastructure using a validated reference architecture.

More information

Improved data management for financial services

Enable deeper business insights and operate more efficiently by integrating cloud database, analytics, and data integration services.